Осуществление выплат со счета Bpay

        <request>
            <auth type="1">
                <login>YOUR_LOGIN</login>
                <password>YOUR_PASSWORD</password>
            </auth>
            <transfer>
                <time>TIME</time>
                <payer_account>YOUR_ACCOUNT</payer_account>
                <account>RECIPIENT_ACCOUNT</account>
                <amount>AMOUNT</amount>
                <description>TRANSACTION_DESCRIPTION</description>
                <txnid>TXNID</txnid> <params>
                <field name="Name">Anton</field>
                <field name="Lastname">Belcov</field>
                </params> <test>IS_TEST</test>
            </transfer>
            <sign>SIGNATURE</sign>
        </request>
    

» Формат: JSON
POST
https://www.bpay.md/user-api-v2/transfer

        $json=[
            'auth'=> [
                'login'=> 'your login',
                'password'=> 'your password'
            ],
            'transfer'=> [
                'payer_account'=> 'your account',
                'recipient_account'=> 'send id account',
                'amount'=> 'your amount',
                'description'=> 'your desc',
                'txnid'=> 'your txnid',
                'params'=> [
                    'param1'=> 'value',
                    'param2'=> 'value'
                ]
            ],
            'dtime'=> date('Ymd H:i:s'),
            'sign'=> 'signature'
        ];
    

        <result>
            <code>100</code>
            <text>ok</text>
            <params>
                <transid>1001</transid>
                <receipt>123456789012345</receipt>
            </params>
        </result>
    

» Формат: JSON

                {
                    "code":"100",
                    "transid":"5701361",
                    "receipt":"107371012882676",
                    "KeyWord":"w_pay_success",
                    "paketuniqid":"5951530d622d4b5f31fd182c649ea732",
                    "text":"Payment successfully accepted for processing"
                }
            

Подпись запроса, образованная путем генерации md5 хэша от конкатенации всех значений в тэге transfer (в той же последовательности, в какой они следуют в xml) и ключа key. MD5( TIME + YOUR_ACCOUNT + RECIPIENT_ACCOUNT + AMOUNT + TRANSACTION_DESCRIPTION + TXNID + IS_TEST + key )

» Формат: JSON

Подпись запроса, образованная путем генерации sha256 хэша от конкатенации всех значений в ключе transfer и ключа key. HASH(‘sha256’, DTIME + YOUR_ACCOUNT + RECIPIENT_ACCOUNT + AMOUNT + TRANSACTION_DESCRIPTION + TXNID + key )

                <?php$time=date('Ymd His');
                $payer_account='11777777';
                $account='11999999';
                $amount=10;
                $description='test payment';
                $txnid=101;
                $test=0;
                $key='111111';
                $sign=md5($time . $payer_account . $account . $amount . $description . $txnid . $test . $key);
                $xml="
                    <request>
                        <auth type="1">
                            <login>testuser</login>
                            <password>testpassword</password>
                        </auth>
                        <transfer>
                            <time>{$time}</time>
                            <payer_account>{$payer_account}</payer_account>
                            <account>{$account}</account>
                            <amount>{$amount}</amount>
                            <description>{$description}</description>
                            <txnid>{$txnid}</txnid> <params>
                            <field name='Name'>Anton</field>
                            <field name='Lastname'>Belcov</field>
                            </params> <test>{$test}</test>
                        </transfer>
                        <sign>{$sign}</sign>
                    </request>";

                $resp=request($xml);
                echo $resp;

                function request($xmlrequest) {
                    $curl=curl_init();
                    curl_setopt($curl, CURLOPT_CUSTOMREQUEST, "POST");
                    curl_setopt($curl, CURLOPT_POST, 1);
                    curl_setopt($curl, CURLOPT_URL, "https://www.bpay.md/user-api/transfer");
                    curl_setopt($curl, CURLOPT_USERAGENT, "User-Agent=Mozilla/5.0 Firefox/1.0.7");
                    curl_setopt($curl, CURLOPT_RETURNTRANSFER, 1);
                    curl_setopt($curl, CURLOPT_SSL_VERIFYHOST, false);
                    curl_setopt($curl, CURLOPT_SSL_VERIFYPEER, false);
                    curl_setopt($curl, CURLOPT_POSTFIELDS, $xmlrequest);
                    $_PROVIDER_ANSWER=curl_exec($curl); return $_PROVIDER_ANSWER;
                }
            

                /** * Class UserApi */
                class UserApi {

                private $login='your login';
                private $password='your assword';
                private $apiURL='https://www.bpay.md/user-api-v2/';
                private $key='your key';

                /** * @param array $rdata * @return bool|string */
                public function transfer(array $rdata)
                {
                    $time=date('Ymd His');
                    $json=[
                            'auth'=> [
                                'login'=> $this->login,
                                'password'=> $this->password
                        ],
                        'transfer'=> [
                                'payer_account'=> $rdata['payer_account'],
                                'recipient_account'=> $rdata['recipient_account'],
                                'amount'=> $rdata['amount'],
                                'description'=> $rdata['description'],
                                'txnid'=> $rdata['txnid'],
                                'params'=> [
                                    'param1'=> 'value',
                                    'param2'=> 'value'
                                ]
                        ],
                        'dtime'=> date('Ymd H:i:s')
                    ];

                    $json['sign']=$this->makeSignature($json);
                    $url=$this->apiURL.'transfer';
                    return $this->request($url, $json);
                }

                /** * @param array $rdata * @return string */
                private function makeSignature(array $rdata)
                {
                    $str_to_sign='';
                    foreach ($rdata['transfer'] as $val) {
                        if(is_array($val)) {
                            foreach ($val as $val2){
                                $str_to_sign .=$val2;
                            }
                        } else {
                            $str_to_sign .=$val;
                        }
                    }

                    $sign=hash('sha256',$str_to_sign.$this->key);

                    return $sign;
                }

                /** * @param string $url * @param array $json * @return bool|string */
                private function request(string $url, array $json)
                {
                    $jsonrequest=json_encode($json);
                    $curl=curl_init();
                    curl_setopt($curl, CURLOPT_CUSTOMREQUEST, "POST");
                    curl_setopt($curl, CURLOPT_POST, 1);
                    curl_setopt($curl, CURLOPT_URL, $url);
                    curl_setopt($curl, CURLOPT_USERAGENT, "User-Agent=Mozilla/5.0 Firefox/1.0.7");
                    curl_setopt($curl, CURLOPT_RETURNTRANSFER, 1);
                    curl_setopt($curl, CURLOPT_RETURNTRANSFER, 1);
                    curl_setopt($curl, CURLOPT_SSL_VERIFYHOST, false);
                    curl_setopt($curl, CURLOPT_SSL_VERIFYPEER, false);
                    curl_setopt($curl, CURLOPT_POSTFIELDS, $jsonrequest);
                    $_PROVIDER_ANSWER=curl_exec($curl);
                    return $_PROVIDER_ANSWER;
                }
                }

                $ApiClient=new UserApi();
                echo $ApiClient->transfer([
                    'payer_account'=> '11287227',
                    'recipient_account'=> '11600653',
                    'amount'=> 10,
                    'description'=> 'P2P transfer',
                    'txnid'=> date('YmdHis')
                ]);